See How a Donor-Advised Fund (DAF) Can Lower Your Taxes and Multiply Your Impact
Estimate your potential tax savings in minutes.
Estimate Your Tax Savings
Enter your income, filing status, and giving amount to see how a Donor‑Advised Fund (DAF) could reduce your taxes this year.
This tool is for illustrative and educational purposes only. It is designed to help you explore potential tax implications of contributing appreciated assets to a donor-advised fund (DAF) and is not intended to provide, and should not be relied upon for, tax, legal, or accounting advice. The calculations presented are based on general assumptions (including federal and state tax rates, filing status, and capital gain treatment) and may not reflect your specific situation. Tax benefits will vary based on individual circumstances not captured by this tool, and actual results may differ.
Ready to Maximize Your Impact?
Schedule a complimentary consultation with an Evergreen Wealth advisor to discuss your charitable giving strategy.
What Is a Donor-Advised Fund?
A Donor-Advised Fund is a charitable giving account that allows you to contribute cash or appreciated assets, become eligible to receive an immediate charitable deduction, and recommend donations to qualified nonprofits over time. Many high earners use a DAF to align giving with high income years and to donate appreciated stock without triggering capital gains.
More to Charities
Because eligible charities don't pay capital gains taxes, they receive the full value of donated long-term appreciated assets. You get the deduction; they get your entire gift amount.
Grow your impact, tax-free
Contribute now, decide where to give over time. While you choose your causes, contributions in your DAF can be invested without current taxation, potentially increasing the dollars you grant in the future.
Give to nearly any U.S. charity
Most organizations can't easily accept securities or complex assets directly. With a DAF, you can contribute appreciated stock and other eligible assets in one place and recommend donations to nearly any U.S. 501(c)(3) charities, including schools and religious institutions.
Tax Advantages of a Donor-Advised Fund
1
You may be eligible for an immediate charitable deduction in the year you contribute.
2
Potentially avoid realizing capital gains when you donate appreciated securities or other eligible assets.
3
Allow contributions to grow tax-free inside the fund until you recommend grants.
4
Centralize your giving with one account and a single set of organized receipts.
FAQs
Is this calculator tax advice or an estimate?
The calculator provides general educational estimates only. Please consult your tax professional about your specific situation.
How does Evergreen Wealth integrate a DAF with my investment plan?
Your advisor coordinates charitable giving with portfolio design, tax loss harvesting, and cash flow planning so your giving and investing strategy can work together.
Is a donor-advised fund right for me?
If you're seeking an efficient, tax-effective way to give now and grant later, with control over your charitable impact, a DAF can be an excellent tool. Your advisor will help determine whether it fits your situation.
Your Wealth and Your Impact, Working Together
Explore how to integrate giving and growth in one coordinated, tax smart plan. Speak with an Evergreen Wealth advisor to review your calculator results, understand DAF strategies that can fit your goals, and learn how the 1:1 match can amplify your philanthropy through 2025.
Evergreen Wealth Advisors ("Evergreen Wealth") will match eligible client contributions to Daffy charitable giving accounts initiated through December 31, 2025. Clients with less than $1,000,000 in assets under management (AUM) with Evergreen Wealth as of the contribution initiation date are eligible for a match of up to $1,000, while clients with $1,000,000 or more in AUM are eligible for a match of up to $5,000. To qualify, clients must maintain an active advisory relationship with Evergreen and initiate their contribution by December 31, 2025.
For tax purposes, the timing of a charitable contribution is determined by when the contribution is completed, which may differ from the contribution initiation date. Clients should consult their tax advisor to determine the applicable tax year for any contribution.
Contributions may be made via ACH or Wire Transfer, credit card, or securities. If securities are contributed, Evergreen Wealth will determine the match amount based on the fair market value of the securities on the initiation date of transfer, as reported by the custodian or Daffy. All matching contributions from Evergreen Wealth will be made in cash directly to the client's Daffy account. Clients may contribute multiple amounts but Evergreen Wealth will provide one match up to the limit per household.
Daffy is an independent, unaffiliated third party with no compensation arrangement with Evergreen Wealth. Clients pay no additional fees to open or maintain a Daffy account or make a qualifying contribution. Once accepted, contributions are irrevocable and become the property of the DAF sponsor. Clients should review the DAF sponsor's terms and consult their tax, legal, and accounting advisors regarding their individual circumstances. Evergreen may verify eligibility and modify or end the program at any time.
Investment Advisory Services offered through Evergreen Wealth Advisors.
All investing involves risk, including the possible loss of principal and past performance does not guarantee future performance. The information provided is for educational purposes only and this material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy.
Evergreen Wealth Corporation and Evergreen Wealth Advisors do not provide tax, legal, or accounting advice. Any discussion of tax treatment or benefits is general in nature, may not be applicable to all investors, and should not be relied upon to make financial or charitable decisions. To claim a charitable deduction, you must itemize your deductions, and actual tax outcomes will depend on your specific circumstances. You should consult your own tax, legal, and accounting advisors before engaging in transactions.
For additional information about Evergreen's investment advisory services and Donor Advised Funding, please refer to Evergreen's ADV Part 2A and Form CRS, available here.
For tax purposes, the timing of a charitable contribution is determined by when the contribution is completed, which may differ from the contribution initiation date. Clients should consult their tax advisor to determine the applicable tax year for any contribution.
Contributions may be made via ACH or Wire Transfer, credit card, or securities. If securities are contributed, Evergreen Wealth will determine the match amount based on the fair market value of the securities on the initiation date of transfer, as reported by the custodian or Daffy. All matching contributions from Evergreen Wealth will be made in cash directly to the client's Daffy account. Clients may contribute multiple amounts but Evergreen Wealth will provide one match up to the limit per household.
Daffy is an independent, unaffiliated third party with no compensation arrangement with Evergreen Wealth. Clients pay no additional fees to open or maintain a Daffy account or make a qualifying contribution. Once accepted, contributions are irrevocable and become the property of the DAF sponsor. Clients should review the DAF sponsor's terms and consult their tax, legal, and accounting advisors regarding their individual circumstances. Evergreen may verify eligibility and modify or end the program at any time.
Investment Advisory Services offered through Evergreen Wealth Advisors.
All investing involves risk, including the possible loss of principal and past performance does not guarantee future performance. The information provided is for educational purposes only and this material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy.
Evergreen Wealth Corporation and Evergreen Wealth Advisors do not provide tax, legal, or accounting advice. Any discussion of tax treatment or benefits is general in nature, may not be applicable to all investors, and should not be relied upon to make financial or charitable decisions. To claim a charitable deduction, you must itemize your deductions, and actual tax outcomes will depend on your specific circumstances. You should consult your own tax, legal, and accounting advisors before engaging in transactions.
For additional information about Evergreen's investment advisory services and Donor Advised Funding, please refer to Evergreen's ADV Part 2A and Form CRS, available here.